Debt DirectorEverything in one place
The whole financial picture — and a plan to act on it.
Safe-to-Spend buffer
Every paycheck is split across bills, debt, and goals before you spend a dollar — so you always know the safe number.
Smart debt payoff
See your exact debt-free date. Switch between avalanche, snowball, and AI-hybrid payoff in real time.
Plaid bank sync
Connect checking, savings, and credit accounts. Balances and 90 days of categorized transactions sync automatically.
Scan bills & paystubs
Point your camera at any bill or paystub — AI reads the merchant, amount, and due date instantly.
Bill calendar
Import bills from your calendar, track every due date, and never get hit with a late fee.
AI financial advisor
A coach that knows your debts, goals, and income. Ask anything and get specific moves — not generic tips.
How it works
Three steps to a plan you can actually follow.
Connect your accounts
Link your banks and cards with Plaid — balances, transactions, and debts import automatically.
See your safe-to-spend
Debt Director protects your bills, debt, and goals first, then shows the number that's truly safe to spend.
Follow your plan
Get a weekly plan and an AI advisor that answers questions using your real numbers.
See it in action
A quick walk through the app.
Be first in line
Debt Director is in private beta. Join the waitlist and we'll email your invite.